Category: Financial Services

Meetings like that one always start the same way. You see everyone walking in confidently, laptops open, voices chattering seriously, as if they’re planning the country’s budget. People greet each other with that professional warmth that lasts exactly fifteen seconds before the real business begins. That morning was no different. Thirty minutes in, the politeness […]

The Central Bank of Nigeria’s 2025 Fintech Report, Shaping the Future of Fintech in Nigeria: Innovation, Inclusion, and Integrity, offers a clear signal on where Nigeria’s digital finance ecosystem is headed and what will separate enduring platforms from short-lived innovation. Nigeria has evolved from a fast-growing fintech market into a systemically important digital economy with […]

History is never shaped by incremental comfort. It is shaped by bold conviction. When Roger Bannister broke the four-minute mile in 1954, experts had insisted the human body could not endure it. Within months, others followed. This shows that the barrier was never only physical; it was psychological. And once that belief shifted, performance accelerated. […]

The first thing I noticed was the ceiling.   It was too high for a bedroom ceiling and too decorated for a hospital ceiling. It stretched upward like the inside of a mall, but the light hanging from it was the one from my childhood home at Iyana Apaja, the slightly crooked one my father […]

For three weeks, I was convinced someone was stealing from me. I didn’t want to speak to anyone about it, so I don’t sound paranoid, but I was watching my account like a hawk. Every morning, I’d open my banking app with suspicion. I refreshed and scrutinised my transaction history EVERY OPPORTUNITY I GOT. Because […]

I have been a marriage counsellor for eleven years, and if there’s one thing I know, it’s this: nobody ever books a therapy session because they’re too happy. That’s how Mr and Mrs Smart landed on my couch one humid Tuesday afternoon. Maybe the tension between them contributed to the humidity, who knows… George Smart sat upright like he was defending a PhD thesis. His back straight, his jaw tight, and fingers interlocked. It was like the posture of a man who had come […]

If we’re honest, many Nigerians still flinch when digital finance goes beyond transfers.That is: send money, receive money, check balance. Anything more and eyebrows go up. And that reaction did not come from nowhere, we know. Over the years, some digital platforms promised innovation but delivered confusion, weak safeguards, or poor accountability. When things went […]

I was in the middle of transferring ₦35,000 when my data finished. I just sat there staring at the “transaction failed” message like it was a sign from God. Because that ₦35,000 was not in my budget at all. I don’t know how else to explain this feeling of unforeseen billing, but it’s not a […]

“Baba!” “Odogwu!” “Boss man!” They are all too familiar. Sometimes I subconsciously ignore that call for a few minutes before I realise the caller is referring to me. Me, Osas, the same guy who once argued with a bus conductor over fifty Naira change like my life depended on it, because it did. God is good abeg… These days, I won’t lie, I spend money, I dey spend am well well, I enjoy my life because the “enjoyment” that people are raving about doesn’t even scratch my account. […]