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Ask the average investor what comes to mind when they hear the word “investment,” and the answers are always almost predictable: stocks, real estate, bonds, mutual funds, and ETFs. These instruments dominate conversations, headlines, and dinner-table debates, and for good reason. Through them, millions have built wealth. They are familiar, yes, but they do not […]

My name is Barbara. I just turned 29 last month, and honestly? I’m staring down 30 like it’s a deadline I’m about to miss. Back when I was 23, in my final year in uni, everything felt so clear. I remember sitting in the common room with my girls, scrolling through Instagram, pointing at Amarachi Nwosu’s latest post and saying, “See? She did […]

Imagine a bubbly lady in her mid-thirties, seated at the back of a tinted SUV, legs crossed, AC on full blast. The driver is driving between 80 – 100mph, Tyla’s Chanel playing loudly through the speakers, and she lip syncs to it while making snaps and vibing like a full-time influencer with no brand deals […]

That morning, I wasn’t supposed to leave the house. I had plans to “rest”, which in Lagos terms means lying down and scrolling my phone till NEPA takes light. But once I opened Twitter, that plan died immediately. “IShowSpeed is in Lagos.” Not was. Not coming. Is. From that moment, my brain stopped working properly. […]

Ada first becomes aware of the noise before she understands what it means. It arrives in layers, voices crossing each other, horns blazing with the impatience of people who have places to be, engines revving too close for comfort, until it feels like the world has leaned in, and pressing itself into her personal space. […]

In 2026, the convergence of Artificial Intelligence (AI), Machine Learning (ML), and Open Finance has moved beyond experimentation to become the operational backbone of global “lifestyle platforms”. These platforms no longer just provide banking; they integrate financial services into the daily digital routines of users across diverse regions and generations.   A Multi-Generational Approach to […]